Debit Versus Credit Cards

Debit Versus Credit Cards

I tell my kids this all the time… STOP USING YOUR DEBIT CARDS AND START USING A CREDIT CARD It may sound trivial, but let me tell ya… if your debit card gets stolen or the number skimmed – the perp can drain your bank account really quickly and it...
Scammer Needs A Nap

Scammer Needs A Nap

Another day another Card Services scammer. Caller 1: Hello is this Mr Stafford? {Gets my name totally wrong} Me: Why yes it is. {Unfortunately the person calling me sounded like he hasn’t slept in 3 days. Every other word he paused to yawn.} Me: Does the little...
Zero Interest Scammer

Zero Interest Scammer

Scammer calling… You know me…I must answer it.It’s a credit card scammer wanting to offer me 0% interest. Sir, I see you pressed 1 to get the lower interest rate (says in a think foreign accent – most likely Pakistani) Me: Yes, I did. Could I...
Credit Card Services Calling Again

Credit Card Services Calling Again

Phone rings…it’s Credit Card Services calling me again… …you’d think they would learn by now. So I played along as usual. Gave them false information and they tried to verify it…and what do you know…nothing matched. Sir, can...
Did You Press 1

Did You Press 1

Thanks to the HiYa app I know exactly when Credit Card Services is calling to scam me. {Hehe I answer anyway} Me: Hey Caller: I see you pressed one to get the lower interest Me: Nah, I pressed 5 to order a cappuccino Caller: Sir, we are here to save you thousands on...